Subscribe RSS
U Pvc Explained Feb 28

uPVC explained


tommy milne

This article emphasises the history of uPVC and its impact in the building industry including its many users within uPVC conservatories, windows and doors.

Polyvinyl Chloride (PVC) was discovered 1835 by Henri Victor Regnault and then in 1872 by Eugen Baumann. PVC was first produced in 1935 and has been widely manufactured for the last 50 years. It is a material that is a compound of carbon,chlorine and hydrogen and its elements come from a naturally occurring rare material in petroleum, natural gas and also sodium chloride (salt). PVC began production during the abstraction of chlorine gas from sodium chloride, acquired using electrolysis. After, ethylene is produced from a form of natural gas or petroleum which in simpler terms is known as cracking. Mixing chlorine and ethylene creates a compound that is called liquid vinyl chloride (VC) that is then polymerised to produce PCV.

Unplasticized polyvinyl chloride (uPVC) or rigid PVC is extensively used in the building and construction industry particularly in the United Kingdom, Ireland and the United States. From double glazing to Upvc conservatories and even plumbing and piping it has a wide variety of applications. The material explained is very sturdy and is known as low maintenance thanks to its long lasting resistance against sunglight, chemicals and even water damage. uPVC is produced in a variety of colours and finishes which include a wood finish photo effect and thus is used as a painted wood substitute for window sills and frames, particularly when installing double glazing in new or old properties. Cast iron which was traditionally used for plumbing and drainage for drainpipes, gutters, downspouts and wastepipes has been almost entirely replaced by uPVC.

YouTube Preview Image

uPVC in Doors and Windows

The properties of uPVC make it ideal for both door and window applications. These types of attributes such as retaing its shape within harsh temperatures and not rotting or decomposing make uPVC a great material. Another way in which it is reliable is the fact it can withstand knocks and impacts without any fractures and can e reshaped through heat meaning recycled possibilities.

uPVC Conservatories

uPVC conservatories are sometimes known as PVC or plastic conservatories. When constructing a conservatory uPVC is the most popular material used as it is thermoplastic. Thermoplastic materials are easy to mould when heated up as they are malleable. It will then become rigid again once the cooling process takes hold. The uPVC can turn into thousands of useful forms with these thermoplastic properties happening. In addition uPVC can be strengthened with materials like aluminium. In uPVC conservatories this is usually done on the roof bars, conservatory frames or doors.

If you re in need of a new conservatory or feel that your current one needs remodelling then you need

uPVC conservatories


The author of the article loves writing and learning new things. Recently he has been focusing on uPVC and how it is used in the building industry.

Article Source:

Category: Construction  | Leave a Comment
Sewerage project starts in Pakistan Feb 28

Friday, January 19, 2007 

In Pakistan, the Daily Times reported that construction work on a sewerage project has started in Pindi.

It said that the construction work for the Rawalpindi Environment Improvement Project (REIP) aims to lay a new underground drainage and sewerage system in the area.

The project director of REIP, Aslam Sabzwari, said, according to the report, that improvement of sanitation and sewerage system had started in the eastern zone of the city, consisting of 15 union councils (UCs). The project includes improvement of the sanitation and sewerage systems, a sewage treatment plant, solid waste management, removal of slaughter-houses and construction of public toilets.

Sabzwari also said that 22 new tube wells would be installed, while 32 old ones would be repaired under the project, recalling that the existing sewerage systems in Satellite Town and Kahyabane-Sirsyed were laid in the 1950s and 1969s, respectively, and were the main cause of the increasing case of hepatitis in the city.

Asian Development Bank (ADB) and the Punjab government sponsor the REIP.

Category: Uncategorized  | Leave a Comment
File:Under construction icon-blue.svg Feb 28

Click on a date/time to view the file as it appeared at that time.

The following 3 pages link to this file:

The following other wikis use this file:

View more global usage of this file.

Category: Uncategorized  | Leave a Comment
Truck carrying explosives crashes, explodes in Utah Feb 28

Thursday, August 11, 2005 

A truck carrying 35,500 pounds (16,100 kg) of explosives used in mining and seismic exploration overturned and exploded on a rural mountain section of U.S. Highway 6 in Utah’s Spanish Fork Canyon Thursday afternoon.

The wreck occurred shortly after 2 pm, as driver Travis Stewart, 30, of Rexburg, Idaho, was leaving Ensign-Bickford Co., a commercial explosives manufacturing plant at the mouth of the canyon. Company officials said the truck was destined for Oklahoma.

Witnesses said Mr. Stewart appeared to lose control of the truck after entering a curve in the road at a high rate of speed. Utah Highway Patrol Lt. Ken Peay said, “speed was a factor” in the wreck of the truck but refused to speculate on how fast the truck was traveling when it wrecked. Lt. Peay said the posted speed limit on the road is 60 mph, but the advised speed is 40.

At least 17 people received minor injuries and the explosion left a 35 foot deep crater in the highway. The driver was transported via helicopter to a hospital, where he was listed in fair condition, and was later released. The co-driver Troy Lysfjord, 37, of Blackfoot, Idaho, was helped from the wreck by passers by and listed in fair condition at Utah Valley Regional Hospital in Provo.

The wreck site occurred on a major thoroughfare between Denver and Salt Lake City – about 60 miles south of Salt Lake City – was already under reconstruction by nightfall, as road crews began installing 10 inches of asphalt on the two lane road.

Utah Department of Transportation spokesman Tom Hudachko said officials hoped to have the road fully repaired by Friday afternoon, adding that, “When you take a look at that hole that was there 24 hours ago, I think it’s amazing the progress that was made.” As of press time, the mouth of the canyon was reopened to traffic, while traffic at the accident site was impassible, and rerouted nearby.

The explosion consumed all but about 60 pounds of explosives, and loosened some boulders on the north side of the highway, damaged railroad tracks and some fiber optic lines buried along the roadway. Amtrak and Union Pacific reported delays resulting from the wreck. Uinta National Forest spokesman Loyal Clark said forest firefighters were unable to respond to several small fires nearby that were apparently started by flying debris, and that helicopters dropped water to extinguish them. High humidity and lack of fuel from a previous fire delayed the fire’s spread.

The cost of repairs, while paid immediately by the state, will ultimately be borne by the trucking company’s insurance carrier. The truck is registered to R&R Trucking of Duenweg, Missouri.

UHP Lt. Peay said the investigation findings will be turned over to Utah County Attorney Kay Bryson whom would make any final decision about what charges, if any, would be pressed.

Category: Uncategorized  | Leave a Comment
Choosing The Best Surround Sound Home Theater System Feb 25

Choosing The Best Surround Sound Home Theater System


Ruby J. Flanagan

If you want to bring the big screen home with you, all you need to do is look into purchasing your very own surround sound home theater system. This way, you can watch your favorite films and feel the thrill of every little detail. There are many different surround sound home theater systems out there. It’s important to take the time to really consider which system is right for you and your home. The following are some considerations to make when choosing your next surround sound home theater system.


One of the first things to consider when choosing a surround sound home theater system or an accessory like a home theater receiver is how much you want to spend. You can find systems priced at reasonable prices or you can find them costing thousands of dollars. If you know what your budget is, it will make shopping for a surround sound home theater system that much easier. Think about which components you want in your sound system and which you can do without.

YouTube Preview Image


Next, you need to take the time to consider where you will place or house your surround sound home theater system. You can’t just shove such an investment on a table and call it a day. Often, a surround sound home theater system will need to be arranged in such a way as to optimize sound and space.

You do not want your home entertainment center or room to look cluttered, and you want to make sure that the sound is even throughout the space. If you live in a small space, you may want to plan on purchasing a surround sound home theater system that isn’t bulky, but if you have a lot of space to work with, the reverse may be true.


You want to make sure to get your money’s worth when it comes to your surround sound home theater system. Thus, it pays to do your research so that you can find out what people are saying about different models and brands. You want a system that is going to last for a long time, not show too much wear and tear, and is going to give you your money’s worth. Thus, you should take the time to look into both customer and expert reviews. You can find these online and in electronics and consumer review-type magazines. This will ensure your investment is a solid one.

If you love this article, you will also love another article written by this article’s author on

wireless surround system


DVD surround sound


Article Source:

British actor and comedian Sir Norman Wisdom dies aged 95 Feb 25

Tuesday, October 5, 2010 

Tributes are being paid following the announcement late last night that the veteran British actor and comedian Sir Norman Wisdom has died at the age of 95.

He passed away peacefully at the Abbot’s Wood nursing home, Ballasalla, Isle of Man yesterday evening. Following a series of strokes over the last 6 months, his health had declined severely.

Sir Norman’s career spanned almost seven decades, during which time he starred in 19 films, and 38 sitcoms, most as the inept character “Pitkin”, the persistant thorn in the side of his boss, Mr. Grimsdale. His most well known serious role came in the television play Going Gently in 1981, for ITV, in which he played a patient in hospital suffering from terminal cancer.

Following the news, the Albanian Ambassador in the UK, Zef Mazi explained that Sir Norman’s death was covered on all the news channels in Albania, where he was exceptionally popular. His material was the only Western-style comedy permitted to be shown in the Communist country. “After Charlie Chaplin, he was the biggest comedy star in Albania. I still remember his character Pitkin and his boss Mr Grimsdale,” he said. “He was very popular with everyone from very young people to very old people and he made us laugh at a time, in the communist period, when there were not many reasons to laugh.”

The Isle of Man’s Chief Minister, Tony Brown MHK, said that he was “deeply saddened” to have heard of the death. He is quoted as having said “[w]e were very fortunate indeed that Sir Norman chose to make the Isle of Man his home. He was a wonderful asset to the local community and made a tremendous contribution to countless Island charities and good causes.”

He was knighted by Queen Elizabeth II in her conferred role as Lord of Mann on his 90th birthday in 2005, at the same time being made a Freeman of the Borough of Douglas.

The announcement of Sir Norman’s death was confirmed by his son and family in a statement last night.

Category: Uncategorized  | Leave a Comment
Billy West, voice of Ren and Stimpy, Futurama, on the rough start that shaped his life Feb 25

Wednesday, February 13, 2008 

Ren and Stimpy. Bugs Bunny. Philip J. Fry and Professor Hubert Farnsworth on Futurama. Sparx. Bi-Polar Bear. Popeye the Sailor Man. Woody Woodpecker. You may not think you have ever heard Billy West, but chances are on a television program, a movie, a commercial, or as Howard Stern’s voice guru in the 1990’s, you have heard him. West’s talent for creating personalities by twisting his voice has made him one of a handful of voice actors—Hank Azaria and the late Mel Blanc come to mind—who have achieved celebrity for their talent. Indeed, West is one of the few voice actors who can impersonate Blanc in his prime, including characterizations of Bugs Bunny, Daffy Duck, Elmer Fudd and other characters from Warner Bros. cartoons.

What is the fulcrum in Mr. West’s life that led him to realize a talent to shape personalities with his voice, and how did the discovery of that gift shape him? Wikinews reporter David Shankbone found that like many great comedians, West faced more sour early in life than he did sweet. The sour came from a physically and emotionally abusive alcoholic father (“I could tell you the kind of night I was going to have from the sound of the key in the door or the way the car pulled up.”), to his own problems with drug and alcohol use (“There is a point that you can reach in your life where you don’t want to live, but you haven’t made the decision to die.”).

If sin, suffering and redemption feel like the stages of an endless cycle of American existence, West’s own redemption from his brutalized childhood is what helped shape his gift. He performed little bits to cheer up his cowed mother, ravaged by the fact she could not stop her husband’s abuse of young West. “I was the whipping boy and she would just be reduced to tears a lot of times, and I would come in and say stuff, and I would put out little bits just to pull her out of it.”

But West has also enjoyed the sweet. His career blossomed as his talent for creating entire histories behind fictional characters and creatures simply by exploring nuance in his voice landed him at the top of his craft. You may never again be able to forget that behind the voice of your favorite character, there is often an extraordinary life.

Below is David Shankbone’s interview with renowned voice actor Billy West, who for the first time publicly talks about the horrors he faced in his childhood; his misguided search for answers in anger, drugs and alcohol; and the peace he has achieved as one of America’s most recognizable voice actors.

David Shankbone: You’re known for speaking about the use of famous actors to do voice-over. What is your central problem with their use?

DS: What standards are those?

DS: Like Robin Williams?

DS: Jerry Seinfeld as well in Bee Movie?

DS: What’s the solution? Not to do characters around stars?

DS: They’ll have you come in, or someone of your caliber come in, and actually shape the voice around the character and then they’ll present it to the celebrity as the template?

DS: Are you paid for that?

DS: Are there legal remedies that you could pursue for that?

DS: There was a similar issue involved with Crispin Glover. They had taken a likeness of one of his earlier roles. I think it was Robert Zemeckis Then they tried to pass it off later as him and he sued them for doing that. Are you familiar with that situation?

DS: He did.

DS: Has your speaking out on this issue hurt you in any way?

DS: In your career?

DS: There’s no reaction against it from the studios or from the ….?

DS: You discussed in an interview issues about the weight of the character’s legacies, such as Pop-Eye or Bugs Bunny. You had said that every time they do one of these they say, ‘this time it’s going to be different. We’re putting the teeth back in those characters. Nobody is going to tell us what we can’t write and what we can write.’ And you said they always blow it. How do they blow it?

DS: How do you choose a project, or does the project choose you?

DS: Where do you think voice acting is going? It doesn’t seem like it’s ever an art that’s going to lose its place, but do you see it diminishing? Is it on a downturn? Is it on an upturn? Is it idling?

DS: With computer animated voices?

DS: Do you remember a time in your life when you started recognizing your talent for being able to shape your voice into memorable characters?

DS: You had a talent that seemed very trite to you, but very few other people could do it and you didn’t recognize that?

DS: You would feel a compulsion to do the plays in a voice?

DS: I’m not a voice actor, but there’s times I’ll hear a person say a phrase. I covered the Iranian president speaking at Colombia for Wikinews and I watched these dueling ideologues who were normal citizens. One of them was this large black woman with a Bible yelling at this secular Jewish guy. I recorded these voices. She had one of those voices that I just couldn’t get out of my head. She just kept going, “You’re evil. You’re going to burn in Hell.” I found myself saying it aloud over and over and over again because her voice and what she said made such an impression on me that I wanted to imitate it. There was such a history behind that voice. She probably could have just said, “Buy Tide detergent,” and I would still be saying it over and over and over again.

DS: Is how you developed your talent when you were younger based upon imitating others? You would hear things that would leave impressions on you and you would want to imitate them? But why would you want to imitate them?

DS: It was escapism …?

DS: So when you would escape into those voices, you felt a sense of safety?

DS: And things that you could control through your own voice.

DS: Whereas you couldn’t control what an alcoholic authority figure was going to do.

DS: What was your dad’s reaction to your doing voices?

DS: Where was your mom during all this?

DS: It doesn’t sound like she was very successful.

DS: When did you come to a realization that your voice was something that you wanted to turn into a career?

DS: Did you say fay or faggot?

DS: Do you think that’s had any lasting effect on you?

DS: They say that all great comedians typically have extraordinary tragedy in their lives, and they develop their humor as a response to it.

DS: Even though you were hurting, it would hurt you to see her hurting over you.

DS: What made you the whipping boy?

DS: What would make you the one that he would unleash that upon as opposed to your brothers?

DS: Like what?

DS: An oedipal issue?

DS: What is your relationship with your brothers like? Did they see this going on? Did they feel bad for you?

DS: You said your father was a victim of abuse himself and that pattern often repeats. How did you stop that pattern? Was it through your voice work?

DS: How so?

DS: How did you stop the fights and the drugs?

DS: Are you still sober?

DS: Were you at a point where you didn’t necessarily want to die, but you just didn’t care if you lived?

DS: Whatever happens happens.

DS: And that would almost egg you on?

DS: Now it’s all electronic.

DS: Are you in some way glad that you went through the drug and alcohol abuse?

DS: Do you believe in a higher power?

DS: Me too.

DS: I didn’t know the mass in Latin, but I was an altar boy and I had Catholicism shoved down my face, but I’m 33, so Vatican II had happened.

DS: The priest at my church got a nun pregnant and my mother, who was the president of the PTA at my Catholic grade school, helped deliver the baby and keep the whole thing hidden.

DS: Yeah. And he’s still the priest.

DS: Where do you see yourself now in your career?

DS: At what point was that for you?

[continued from previous section]

DS: Well they are. It’s just things have changed.

DS: Who are you talking about?

DS: Yeah.

DS: It’s confusing because you look at somebody like Dick Cheney, who has this lesbian daughter, who’s in a gay marriage [Poe and Cheney have not entered into a formal unioned] and now has a baby with her partner, and you just don’t know how the situation exists. It’s hard to comprehend. That Mary Cheney exists in the Republican party, and that she seems to be fine with that existence and even works for it.

DS: Has the Iraq War affected you much as a person?

DS: Teach the controversy. Make it appear there are two sides to every fact.

DS: Do you think we live in a fear-based society now?

DS: What is the reasoning behind questions like, ‘Aren’t you afraid of saying such-and-such thing?’

DS: Are you optimistic?

DS: And you think that they are equal?

DS: You’re saying in today’s culture they are equal?

DS: I don’t have cable, so I know how you feel.

DS: It’s amazing when you hear the BBC interview British politicians. We find it shocking that they’ll say things like “Aren’t you essentially lying when you say that?”

DS: That’s an argument on Wikipedia: people make the argument, ‘let’s present the information out there and let the reader decide.

DS: Exactly,and it can be difficult to decide what to believe when reasonable minds can differ, but I think it’s very problematic to ever argue “just let the reader decide.” I don’t know if Wikipedia is the place for that fight, but in the news media, that is the place for the fight. I interviewed Gay Talese, who quoted Norman Mailer who said the media is like a donkey, and you must feed the donkey every day; the donkey will eat anything: garbage, tin cans, slop. And report on whatever they are fed.

DS: Are your voices an attempt to understand reality?

DS: No you are.

DS: Well it’s good.

DS: That’s perfect. I will send you a link to the interview when it is published.

DS: It doesn’t say anything negative about the Stern show. It just mentions the characters that you did and that you were on there. And the only thing it says is that “Billy has since claimed that he left the Stern show because WXRK management refused to give him a sufficient pay raise.”

DS: There’s a link to your official web site on there. And there’s also a link to Voicechasers database and a link to Internet Movie database and a link to an interview with you on CNBC.

Category: Uncategorized  | Leave a Comment
Acting teacher and director Milton Katselas dies at age 75 Feb 25

Tuesday, October 28, 2008 

Acting teacher and director Milton Katselas died Friday at age 75, after suffering from heart failure at Cedars-Sinai Medical Center in Los Angeles, California. He began the Beverly Hills Playhouse in 1978 and taught acting classes there to noted actors including George Clooney and Gene Hackman. Katselas is survived by a sister and two brothers.

Katselas directed an off-Broadway production of Edward Albee’s The Zoo Story, and received a Tony Award nomination for his 1969 direction of Butterflies are Free. Actress Blythe Danner won a Tony Award for her role in Butterflies are Free under Katselas’ direction. He moved to California to direct the film version of that play, and went on to direct films and television movies. Actress Eileen Heckart received an Academy Award for her role in the film version of Butterflies are Free.

Katselas directed the San Francisco and Los Angeles productions of the play P.S. Your Cat Is Dead! by playwright James Kirkwood, Jr. In his author’s notes in the publication of the script, Kirkwood acknowledged Katselas, and wrote that the plays were “directed with incredible energy and enthusiasm by Milton Katselas, to whom I am extremely indebted”.

Katselas directed the television movie Strangers: Story of a Mother and Daughter, and actress Bette Davis received an Emmy Award for her role in the movie. Katselas taught many famous actors including Michelle Pfeiffer, Richard Gere, Robert Duvall, Jack Lemmon, Al Pacino, Goldie Hawn, Christopher Walken, Burt Reynolds, George C. Scott, Elizabeth Taylor, Richard Burton, Alec Baldwin, and Patrick Swayze. Katselas was credited with being able to nurture actors with raw talent so that they could develop strong Hollywood careers. He utilized innovative techniques in his courses – one course called “Terrorist Theatre” had a simple premise: successfully get an acting role within six weeks or leave the course.

He grew up in Pittsburgh, Pennsylvania to parents who had immigrated from Greece, and graduated from Carnegie Mellon. He studied acting with Lee Strasberg in New York at the Actors Studio, and received advice from directors Joshua Logan and Elia Kazan.

Katselas was a prominent Scientologist, and a July 2007 profile on Katselas in The New York Times Magazine observed that some of his students stopped taking courses at the Beverly Hills Playhouse because they felt they had been pressured to join the Church of Scientology. According to the article, Katselas credited Scientology founder L. Ron Hubbard “for much of his success in life”, and one of his students works at Scientology’s Celebrity Centre. The article commented that some in Los Angeles view the Beverly Hills Playhouse as “a recruitment center for Scientology”.

Katselas met L. Ron Hubbard after moving to California, and began studying Scientology in 1965. The New York Times Magazine reported that he had reached the level of “Operating Thetan, Level 5, or O.T. V.” in 2007. According to The New York Times Magazine when Scientologists proceed up the “The Bridge to Total Freedom” they learn the story of Xenu, and that: “75 million years ago the evil alien Xenu solved galactic overpopulation by dumping 13.5 trillion beings in volcanoes on Earth, where they were vaporized, scattering their souls.” A Church of Scientology publication, Source, lists Katselas as reaching O.T. V. in 1989.

Though some actors felt pressured to join the Church of Scientology after taking courses at the Beverly Hills Playhouse, at least one individual felt Katselas was not active enough with the organization. Actress Jenna Elfman left the Beverly Hills Playhouse because she felt Katselas was not committed enough to Scientology. Katselas had previously directed Elfman in half of Visions and Lovers: Variations on a Theme, two one-act plays about relationships that he had written himself. In 1999 Katselas had planned to adapt the script of Visions and Lovers to a film version, and Elfman was set to reprise her role from the play. In an article in Variety about the project, Elfman commented on her experience working with Katselas: “He is brilliant, and knows me so well as a person and an actress that he gets the most out of me.”

Other prominent Scientologist actors who have studied under Katselas include Giovanni Ribisi, Jason Lee, and Leah Remini. According to Rolling Stone, Katselas also recruited actress Kelly Preston to Scientology. Actress Nancy Cartwright (the voice of Bart Simpson), told Scientology publication Celebrity that Katselas motivated her to get more active in Scientology, and she stated she took the organization’s “Purification Rundown” and her life “took off completely”.

Anne Archer was introduced to Scientology while studying at the Beverly Hills Playhouse, as was former Scientologist and now outspoken critic actor Jason Beghe. Beghe told Roger Friedman of FOX News in April 2008 that “He [Katselas] gets kickbacks”, and that he was brought to a Scientology center by fellow Beverly Hills Playhouse classmate Bodhi Elfman, Jenna Elfman’s husband. In a 1998 article for Buzz Magazine, Randye Hoder wrote “In his class, Katselas is careful not to label anything as a tenet of Scientology, but there is no question that the church’s influence seeps into the playhouse.”

Anne Archer’s husband and fellow Scientologist, producer Terry Jastrow, commented to The New York Times Magazine that Katselas changed the way he experiences life on a day-to-day basis: “I go out in the world and look at human behavior now. I see a woman or man interacting with a saleslady, and I see the artistry in it. Life is an endless unspooling of art, of acting, of painting, of architecture. And where did I learn that? From Milton.”

Actor Anthony Head of Buffy the Vampire Slayer spoke highly of Katselas in a 2002 interview with San Francisco Chronicle: “He’s this wonderfully intuitive teacher and his premise is basically: The only real barriers are the ones we put in front of ourselves. If you say, ‘My character wouldn’t do that’ — bollocks! Ultimately it’s you who wouldn’t say that. Who knows what your character might do.” In the acknowledgements of her 2004 autobiography Are You Hungry, Dear?: Life, Laughs, and Lasagna, actress Doris Roberts wrote: “I thank my friend and acting teacher, the incredible Milton Katselas, for his insights, wisdom, and inspiration, which have helped make me the actress that I am.”

Katselas authored two books: Dreams Into Action: Getting What You Want, first published in 1996 by Dove Books, and Acting Class: Take a Seat, which came out earlier this month. Dreams Into Action, a New York Times Bestseller, sought to modify motivational acting exercises to the field of business.

In an interview in the 2007 book Acting Teachers of America, Katselas commented on his experiences as an acting teacher over the years: “I have very special teachers here at the Beverly Hills Playhouse—some have been with me for over twenty-five years. I believe that to make a difference over the long haul, we need to train teachers. I really care about the craft of acting. It’s absolutely necessary to take the time and patience to really develop an actor.”

Category: Uncategorized  | Leave a Comment
11 Reasons Why You’ll Want To Live On A Budget Mar 29

By Debbie Dragon

To some people, budget is a 4-letter word! When used correctly, a budget is a tool that helps you know where you’re going and how you’re getting there financially. As our economy struggles, there has never been a better time to get your finances under control and work with a budget.

Most people have dreams or goals of things they’d like to have, places they’d like to go, bills they’d like to pay off… but the only way to ensure you realize those goals or see your dreams become reality is to have a plan and a way to measure your progress. How else will you know if you’re even moving in the right direction?

Here are 11 reasons why living on a budget makes sense- and how it can actually help you reach those dreams and goals that you’ve set for you and your family:

# A budget ensures there is actually money set aside for savings and investments, instead of ignoring them because you don’t have any money left at the end of the month to save!

# A budget will enable you to see if you are living within your means. Years ago, before credit cards became so commonly used, people would know whether or not they were living within their means because they either had money left over at the end of the month or they didn’t. Now that everyone uses credit cards regularly, it’s much more difficult to see where you stand financially.

YouTube Preview Image

# Control your money instead of being controlled by your money.

# Have money available to handle emergencies and unanticipated expenses. Without a budget, most expenses could be considered ‘unexpected’ and since you don’t have the money to pay for them- they severely hurt you financially. A budget anticipates these expenses and you’ll have the money to take care of them as they happen.

# A budget that’s created realistically will result in cash that you can use on things you really want or need- instead of spending it here and there on things you don’t even remember buying at the end of the month.

# Reduce arguments about money with a budget. The budget serves as your guide to finances. If you and your partner are working on the budget together, it will reduce your arguments and allow you to work towards a common goal.

# Reduce stress and sleep better! Having a budget that you actually follow will eliminate unnecessary worrying over money and debt. You’ll know that everything is figured out and as long as you follow the budget you’ve created you’ll be able to make ends meet.

# Budgeting is the best way to find your way out of debt and to prevent falling into excessive debt.

# Having a budget will enable you to see areas that you are overspending so you can eliminate any unnecessary spending to concentrate on reaching your financial goals.

# Involving your children in the family budget planning will help teach them responsible financial habits. They’ll also understand more when you say there isn’t any money to buy every toy they see on the commercials!

# With a budget, you can allocate money for entertainment- which means you’ll know exactly how much you have to spend on the fun things you want to do and can plan for your entertainment activities. Use up the entertainment allowance on small things every week; or save the entertainment allowance for several weeks and splurge on something more costly!

About the Author: Visit for more information on

debt consolidation



Permanent Link:

How To Make D I Y Greeting Cards Feb 01

Submitted by: Johnray Daniels

Greeting cards can be made more special and meaningful if you do these printed materials yourself. Your recipient will surely appreciate the work you exerted in making greeting cards. By keeping in mind design principles as well as using publishing techniques, you can create greeting cards that are as beautiful as store-bought ones.

Do-it-yourself greeting cards can be easy. In 30 minutes or so, you can finish a greeting card. Here is a step-by-step guide on making greeting cards on your own.

1. Choose the design software that you are good at.

Use design software that you are familiar with. For example, you can use Adobe InDesign, PageMaker, or Corel Draw. For beginners, there is always Microsoft Publisher which allows users to choose from a selection of pre-design templates. One can simply alter the design elements in place. Aside from Microsoft Publisher, one can make greeting cards using Hallmark Card Studio. Check this software choice and be acquainted with the processes involved.

YouTube Preview Image

2. Decide on what format you are going to use.

The key in making greeting cards or any print material per se is to decide beforehand the format you want. You may want to make a greeting card that is folded on the top or on the side. Also, define what you want your card to convey. Do you want to convey humour or perhaps, be romantic? Have a definite idea on min before you even start working on your greeting cards, so that you can minimize delays or setbacks.

3. Create the greeting card document on your computer.

Once you have decided on how you want you greeting card to appear, set the measurements of your greeting card using your chosen design software. Make room for adjustments. You can always cut the excess parts once the greeting cards are printed. Consider what the additional parts you want to incorporate, too. For example, you may want to add embellishments, such as ribbons, so keep this item in mind when designing the cover.

4. Include design elements, such as images or patterns.

There are various ways on how you can make your greeting cards attention-grabbing. One is to put an image, a text, or a combination of these two design elements on the front. When using images though, make sure that the ones you have chosen are of high-resolution. Otherwise, your front cover may appear pixelated. You can also put illustrations or sketches and combine them with texts. Online, there are different design elements that you can download for free. Check for brushes or patterns that you can use on your greeting cards.

5. Never forget to print a sample of your greeting card.

Even if you are strapped for time, it pays to have print samples. Otherwise, you may have to deal with design errors which could be averted in the first place. Print a sample of your greeting card before producing it en masse. See if there are errors in the design as well as inconsistency when it comes to print quality.

When making your own greeting cards, it pays to have fun in the process. Nothing beats a set of greeting cards that were created from scratch. While on the design process, always maximize your creativity as well as imagination. In the end, you will be surprised at your creative outputs.

About the Author: For more information and inquiries about the article feel free to visit:


Permanent Link:

Category: Insurance  | Leave a Comment